CRM(Credit Executive) – Ring road, Surat

Additional Details

Job Description

Job Overview:CRM(Credit Executive) are responsible for overseeing the credit granting process for a company. Their job is to optimize company sales and reduce bad debt losses by maintaining the credit policy. They do this by assessing the creditworthiness of potential customers and conducting periodic reviews of existing customers.
Responsibilities and Duties:
• Research and evaluate clients’ creditworthiness
• Create credit scoring models to predict risks
• Approve or reject credit requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate Credit terms with clients
• Monitor payments
• Maintain records of Credit applications
• Follow up with clients to manage debt settlements and
• Ensure all lending procedures comply with regulations
• Develop, review and update our company’s credit policies
Requirements & Skills:
• Proven work experience as a Credit Manager, Credit Analyst or similar role
• Hands-on experience with accounting software
• Solid understanding of lending procedures
• Excellent analytical skills, with the ability to create and process financial spread sheets (e.g. in Excel)
• Negotiation skills